Retirement plans that fit your unique needs+


A defined contribution plan offered by a corporation to its employees, which allows employees to set aside tax-deferred income for retirement purposes, and in some cases employers will match their contribution dollar-for-dollar. Taking a distribution of the funds before a certain specified age will trigger a penalty tax.

SEP Plan+

A retirement program for self-employed people or owners of companies with less than 25 employees, allowing them to defer taxes on investments intended for retirement. This plan allows employers to contribute on behalf of eligible employees, and all contributions are tax-deductible as a business expense and can be integrated with Social Security contributions. In addition, there is no minimum contribution requirement.

401k Multiple Employer Plan (MEP)+

A Multiple Employer Plan (MEP) is a retirement plan for businesses that typically have a common interest, but are not commonly owned. These businesses are referred to as “Adopting Employers” when they elect to join the MEP. Retirement plans can be defined contribution (DC) or defined benefit (DB) plans. MEPs are a great option for employers not having time or resources required to manage a compliant employee retirement plan. Participating employers realize significant administrative cost savings and reduce fiduciary risk exposure.

Defined Benefit Plan+

A company retirement plan, such as a pension plan, in which a retired employee receives a specific amount based on salary history and years of service, and in which the employer bears the investment risk. Contributions may be made by the employee, the employer, or both.